We will make searches about you at credit reference agencies and fraud prevention agencies who will supply us with information for use in the assessment if credit products, as well as information from the Electoral register, for the purposes of verifying your identity. The agencies will record details of the search type, credit or identification, whether or not this application proceeds.
We may use credit-scoring methods to assess this application and to verify your identity. Credit searches and other information which is provided to us and/or the credit reference agencies, about you and those with who you are linked financially may be used by us and other companies if credit decisions are made about you, or other members of your household. Any of this information may also be used for identification purposes, debt tracing, debt recovery and the prevention of money laundering as well as the management of your account.
You have the right to know how we will use your personal information. Please read the 'Your Information' section in the terms and conditions when you sign your agreement.
For account management purposes from time to time we may want to communicate with you by SMS or e-mail if you have provided is with these contact details. We would also like to use your details and information about your transactions and your account to keep you up to date with offers and information through mail, telephone, SMS or e-mail. If you do not wish to receive this information please write to Customer Services, Ikano Bank AB (publ), PO Box 10081, Nottingham, NG2 69LX.